Hit and Run Accidents in California: What Are Your Options?
By Sam Schmuel, Founder & Managing Attorney
A hit and run accident can be a terrifying and frustrating experience. When a driver flees the scene after colliding with your vehicle, they leave you not on...
A hit and run accident can be a terrifying and frustrating experience. When a driver flees the scene after colliding with your vehicle, they leave you not only with property damage and potential injuries but also with immediate uncertainty about how to proceed. In California, leaving the scene of an accident, especially one involving injury or death, is a serious crime. For victims, understanding your legal options is crucial to securing the compensation you need for medical expenses, vehicle repairs, lost wages, and other damages. At the Law Office of Sam Schmuel, APC, we have extensive experience helping individuals who have been victims of hit and run accidents throughout Los Angeles and California.
Understanding Hit and Run Laws in California
California law imposes strict duties on drivers involved in an accident. Unfortunately, not all drivers comply with these duties, leading to hit and run incidents. Knowing what the law requires can help you understand the severity of the fleeing driver's actions and the remedies available to you.
Legal Definition of a Hit and Run in California
Under California Vehicle Code sections 20001 and 20002, any driver involved in an accident that causes property damage, injury, or death must stop at the scene, provide identifying information, and offer reasonable assistance to anyone injured. Failure to do so constitutes a "hit and run." The specific charges and penalties depend on the extent of the damage or injury:
- Property Damage Only (Vehicle Code Section 20002): This is a misdemeanor, punishable by up to six months in county jail, a fine of up to $1,000, or both.
- Injury or Death (Vehicle Code Section 20001): This is a felony, punishable by up to four years in state prison, a fine of up to $10,000, or both.
These criminal penalties are pursued by the state. As the victim, your focus will be on the civil claim to recover economic and non-economic damages.
Steps to Take Immediately After a Hit and Run
The immediate aftermath of a hit and run is critical for your safety and for preserving evidence crucial to your claim. If you can, take the following steps:
- Ensure Your Safety: Move your vehicle to a safe location if possible, and check yourself and any passengers for injuries.
- Call the Police: Report the accident immediately. Provide as much detail as you can about the肇事逃逸 vehicle and driver. Even if the driver fled, a police report is vital for your insurance claim and potential legal action. For more information, see our guide on what to do immediately after a car accident in California.
- Gather Information:
- Description of Fleeing Vehicle: Note the make, model, color, and any partial license plate numbers. Even a vague description (e.g., "blue sedan, older model") can be helpful.
- Driver Description: If you saw the driver, note any distinguishing features.
- Witness Information: Ask any bystanders if they saw what happened and get their contact information.
- Photos/Videos: Document the scene, your vehicle's damage, and any visible injuries with your phone camera.
- Seek Medical Attention: Even if you feel fine, it's wise to get checked by a medical professional. Some injuries, like whiplash or internal bleeding, may not manifest symptoms immediately. Prompt medical documentation is critical for any injury claim. Learn more about car accident medical treatment and documentation.
- Do NOT Chase: While your adrenaline might be pumping, chasing a fleeing driver is dangerous and not advisable. Focus on gathering information safely.
Your Options for Compensation After a Hit and Run Accident
Even without the at-fault driver's insurance information, you still have options to recover damages. Your ability to receive compensation largely depends on the type of insurance coverage you carry.
Uninsured Motorist (UM) Coverage
This is often the most critical coverage for hit and run victims in California. Uninsured Motorist (UM) coverage protects you when the at-fault driver is uninsured, or, as in hit and run cases, cannot be identified. California requires insurance companies to offer UM coverage, and you must specifically decline it in writing if you don't want it. If you have UM coverage, it typically covers:
- Medical Expenses: For injuries you and your passengers sustained.
- Lost Wages: Income you lost due to your injuries.
- Pain and Suffering: Compensation for non-economic damages.
- Property Damage (UMPD): This specific part of UM coverage pays for damage to your vehicle. Some policies combine this with UIM coverage, while others offer it separately. There may be a deductible for UMPD coverage.
It's important to report the hit and run to your insurance company promptly, usually within 24 hours to 30 days, as specified in your policy. Failure to report within your policy's timeframe could jeopardize your claim. Understanding Uninsured and Underinsured Motorist coverage is vital.
Collision Coverage
If you have collision coverage as part of your auto insurance policy, it will pay for the damage to your vehicle regardless of who was at fault. This type of coverage will typically have a deductible, which you will be responsible for paying out-of-pocket. While collision coverage helps with property damage, it does not cover your medical expenses or lost wages. Filing a claim under your collision coverage may impact your insurance premiums.
Medical Payments (Med-Pay) Coverage
Med-Pay is an optional coverage that pays for reasonable medical expenses for you and your passengers, regardless of fault, up to your policy limits. It can be very helpful for immediate medical bills after a hit and run, as it pays out before disputes about fault or liability are resolved. Med-Pay is typically subrogable, meaning if another party is ultimately found responsible, your insurer may seek reimbursement from them.
Health Insurance
Your personal health insurance can cover your medical treatment for injuries sustained in a hit and run accident. While it won't cover vehicle damage or lost wages, it can alleviate the financial burden of immediate medical care. Be aware that your health insurance company may have a right to subrogation, meaning they can seek reimbursement from any settlement you receive from other insurance policies (like UM).
The Role of Law Enforcement in Hit and Run Cases
Following a hit and run, law enforcement's primary role is to investigate the criminal offense. They will attempt to locate the fleeing driver, and if successful, charges will be filed. While the police investigation is separate from your civil claim, their findings can be invaluable. A police report detailing their investigation, witness statements, and any evidence collected can significantly strengthen your case with your insurance company or in court.
However, law enforcement resources are often stretched thin, and not all hit and run drivers are apprehended. Even if the driver is not found, your civil claim for damages can still proceed through your own insurance policies.
The Statute of Limitations for Hit and Run Claims in California
In California, the statute of limitations for personal injury claims, including those stemming from car accidents, is generally two years from the date of the injury, as per California Code of Civil Procedure (CCP) §335.1. This means you typically have two years to file a lawsuit in civil court. For property damage claims, the statute of limitations is three years. While your claim against your own UM policy is a contractual claim, and generally has a longer statute of limitations, it's always best to act swiftly. Delaying can also make it harder to gather evidence and can weaken your case. Do not wait to consult with an attorney. You can find more details in our article on the California statute of limitations for car accident claims.
How an Attorney Can Help with Your Hit and Run Claim
Even when dealing with your own insurance company (for UM claims), the process can be complex and challenging. Insurance adjusters are trained to minimize payouts, and they may dispute the severity of your injuries, the necessity of your treatment, or even whether the incident qualifies as a hit and run. An experienced personal injury attorney can be invaluable in these situations.
An Attorney Can:
- Investigate and Gather Evidence: We can assist in gathering evidence, such as traffic camera footage, surveillance videos from nearby businesses, or witness statements, that might help identify the fleeing driver.
- Handle Communication with Insurers: We will communicate with your insurance company on your behalf, ensuring all necessary documentation is provided and protecting you from statements that could harm your claim. For insight into this, read our article on how to deal with the insurance adjuster.
- Interpret Your Policy: Insurance policies can be dense. We can explain your coverage, including UM/UIM limits and deductibles, making sure you understand your options.
- Demand Fair Compensation: We will calculate the full extent of your damages—including medical bills, lost wages, pain and suffering, and property damage—and aggressively negotiate with your insurance company for a fair settlement.
- Litigate if Necessary: If your insurance company denies your claim or offers an unreasonably low settlement, we are prepared to take your case to arbitration or court.
The Importance of Seeking Legal Counsel Swiftly
The sooner you involve a personal injury attorney, the better. Early involvement means we can begin collecting evidence while it's fresh, advise you on critical steps to take, and prevent you from making common mistakes that could harm your case. This is especially true in hit and run cases where identifying the negligent driver is difficult enough.
Contact the Law Office of Sam Schmuel, APC Today
A hit and run accident leaves victims feeling helpless and frustrated. You should not have to face the aftermath alone. The attorneys at the Law Office of Sam Schmuel, APC are dedicated to representing victims of hit and run accidents throughout Los Angeles and California. We understand the complexities of these cases and are committed to fighting for the maximum compensation you deserve. We offer a free, no-obligation consultation to discuss your situation and explain your legal options. Don't let a hit and run driver escape accountability. Call us today at (XXX) XXX-XXXX or visit our website, hurtbadly.com, to schedule your appointment.
Related Practice Area
For more on how our team helps Los Angeles clients with matters like this, see our Car Accident practice.